Secured Loans

A loan taken by an individual for which they must deposit a form of security e.g. titles, log books or share certificates


  • Open to anyone who can guarantee their loan with security, e.g. log book, title deed etc.
  • Loan amount depends on your repayment and is up to 48 months (4 years)
  • Competitive interest rates.

Standard Requirements

  • Must have had an account with KCB for at least 3 months
  • Original and copy of National ID or passport
  • Employment card (where applicable)
  • Latest 3 Months pay slips (original)
  • Proof of income for self-employed individuals.

Rates & Fees

  • Repayment period is a maximum of 48 months( 4 years)
  • Interest rate and other fees e.g. negotiation fees, annual renewal and security and documentation fee to be advised by the personal banker at your branch.

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